Tag Archives: unemployment

7 Priorities You Should Address Immediately After a Layoff

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7 Priorities You Should Address Immediately After a Layoff
photo by Ellen November

Chair throwing, keying someone’s car, blowing something up. If you’re laid off, these and many other emotions may run through your head in the first few days. And as satisfying as these may be, it’s always more practical to process through your feelings and get your priorities identified and covered. This can give you peace of mind and a place to start the journey into your next opportunity. Let’s look into some of the top things you can do to start cutting through the cloud of thoughts swirling through your head and begin taking your first steps.

  1. Unemployment Benefits – Finances should be a hot priority. Severance pay or not, if you were separated for a qualifying reason (no misconduct, you didn’t quit, etc.) file immediately for your unemployment benefits.
  2. Budget – Make a temporary budget based off your new income, factoring in income from any investments, rental properties, or side business in addition to your unemployment pay.
  3. Insurance – There’s no “off-the-hook since you’re in transition” with an emergency room visit or expensive diagnosis. So I never recommend just winging it without insurance until your next job. You can try to get on your spouse’s policy, choose a policy on your own (a local broker like Dudley Carter 615-415-4328 or perusing a site like Health Insure can help you with this at no extra cost), or if you’re not married, check healthcare.gov for many options (with the government paying part of your monthly premium in most cases based on your estimated income for the next 12 months). Another option is companies like Cowan Benefits that you can find through the COBRA coverage from your current employer. They can help you find a similar plan usually at a lower cost.
  4. Mental Health – Right out of the gate, you probably feel shocked, unappreciated, angry, etc. It’s a good idea to talk to someone besides your spouse, partner, or best friend about these emotions and work through them in order to “get the chip off your shoulder.” Ask for time with your pastor or a Stephen Minister (Google “Stephen Ministers” + your city to find churches who can get you in touch with one.), and feel free to meet as regularly as you need. Further, you can Google for job search support groups in your area.
  5. Physical Health – Staying fit is not only good for your body but your mind, mood, and attitude as well. Take this opportunity to start exercising regularly (even if it’s just walking for 30 minutes daily). And keep up the good work if you already have a fitness routine.
  6. Career Coach – Establish a relationship with a Career Coach at your local Department of Labor or a recommended life coach. This person can give you valuable advice on your Action Plan, Résumé’, and current insight into all things job search as you begin to have questions.
  7. Elevator Speech – Very soon at a party, family function, mixer, etc., you’ll have to answer the question, “What do you do?” Craft this 30 second schpiel that will cover your background, key things at which you’re successful, and a few top job titles to represent what you’re seeking and help people begin to keep you in mind as they hear of job openings.

Also, check out these 2 helpful videos:

3 Important Things to do to Get Your Unemployment Benefits Started After a Layoff

Job Loss & Staying Obamacare Compliant

Looking for a new job? Want to get what you want fast? Check out my book, Here Today, Hired Tomorrow, and subscribe to my blog (kurtkirton.com) for free advice on your job search.

Recently Laid Off? Getting the Chip Off Your Shoulder & Finding One to Lean On

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unemployed, unemployment, layoff, anger, grudge, hurt, resentment, attitude, Stephen Minister, Stephen Ministry, negativity, support, listening ear, counseling, resources, pastor, confusion
Photo by kosnonand at flickr

Being laid off is one of the most challenging things that can happen in life. It may make you feel disposable, shafted, slighted, angry, and depressed. After my fifth layoff I remember the stages for me were shock, questioning, anger, and finally acceptance. Before you begin to look for your next position, if there’s any hint of negativity, resentment, anger, etc. about your situation, you’ll want to “get the chip off your shoulder.”

For most, employers/interviewers may pick up on the fact that you are negative, bitter, or holding a grudge against your former employer. Don’t come across like a wounded animal. HR professionals and hiring managers will most likely sense this. Don’t succumb to the thought that unemployment is going to be forever or that you’re blacklisted by all companies in your industry.

I think the weight of what we bear as a result of a layoff is too much of a burden for a friend to hear over and over. It’s also embarrassing–even to talk with your closest friends–about how you feel. You need to be honest about your feelings in order to work through them and come out the other side stronger and ready to pound the pavement. I recommend talking to a psychiatrist, your pastor, or a Stephen Minister (an unbiased confidential lay person who’s trained to listen and provide care and support at no cost to those in crisis or difficult life situations.)

Google “Stephen Ministers” + your city to find churches that can get you in touch with one. It was such a support and encouragement to have Wynn, my Stephen Minister, to listen and give advice. He was actually a supervisor at his job and had great perspective. Don’t be ashamed to seek out support or apprehensive to talk to someone new (Stephen Minister or other) about your feelings and situation. Having a shoulder to lean on and someone to listen will help you get back on your feet faster than going it alone.

If you know someone who has recently lost their job, please share this blog with them.

MUCHO MONDAYS – Hot Tamale: 7 Priorities After Your Layoff

Getting Started, In Transition, , , , , , , ,
layoff, priorities, career, job loss, peace of mind, mucho Mondays, unemployment, recovery, job search
Photo by T.W. Collins

Just a reminder, if you have family, friends, or colleagues that are on the job hunt, please share this blog with them. Starting today, Memorial Day, I’m kicking off MUCHO MONDAYS, a 9-part weekly series derived from the content of my forthcoming book. Spice up your Mondays, and make the most of your job search for the week!

Chair throwing, keying someone’s car, blowing something up. If you’re laid off, these and many other emotions may run through your head in the first few days. And as satisfying as these may be, it’s always more practical to process through your feelings and get your priorities identified and covered. This can give you peace of mind and a place to start your journey into your next opportunity. Let’s look into some of the top things you can do to start cutting through the cloud of thoughts swirling through your head and begin taking your first steps.

1. Unemployment Benefits – Finances should be a hot priority. Severance pay or not, if you were separated for a qualifying reason (no misconduct, you didn’t quit, etc.) file immediately for your unemployment benefits.
2. Budget – Make a temporary budget based off your new income, factoring in income from any investments, rental properties, or side business in addition to your unemployment pay.
3. Insurance – There’s no “off-the-hook since you’re in transition” with an emergency room visit or expensive diagnosis. So I never recommend just winging it without insurance until your next job. You can try to get on your spouse’s policy, choose a policy on your own (a local broker like Dudley Carter 615-415-4328 or perusing a site like www.healthinsure.com/group_carriers/fortisassurant.aspx can help you with this at no extra cost), or if you’re not married, check healthcare.gov for many options (with the government paying part of your monthly premium in most cases based on your estimated income for the next 12 months). Another option is companies like Cowan Benefits that you can find through the COBRA coverage from your current employer. They can help you find a similar plan usually at a lower cost.
4. Mental Health – Right out of the gate, you probably feel shocked, unappreciated, angry, etc. It’s a good idea to talk to someone besides your spouse, partner, or best friend about these emotions and work through them in order to “get the chip off your shoulder.” Ask for time with your pastor or a Stephen Minister (Google “Stephen Ministers” + your city to find churches who can get you in touch with one.), and feel free to meet as regularly as you need. Further, you can Google for job search support groups in your area.
5. Physical Health – Staying fit is not only good for your body but your mind, mood, and attitude as well. Take this opportunity to start exercising regularly (even if it’s just walking for 30 minutes daily). And keep up the good work if you already have a fitness routine.
6. Career Coach – Establish a relationship with a Career Coach at your local Department of Labor or a recommended life coach. This person can give you valuable advice on your Action Plan, Resume’, and current insight into all things job search as you begin to have questions.
7. Elevator Speech – Very soon at a party, family function, mixer, etc., you’ll have to answer the question, “What do you do?” Craft this 30 second schpiel that will cover your background, key things at which you’re successful, and a few top job titles to represent what you’re seeking and help people begin to keep you in mind as they hear of job openings.

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